We talk pretty frequently about preparedness on the Invictus blog. But I think it’s worth talking about again.
The New York Times recently did a piece on preparing for a disaster. They made an interesting point that many disaster supplies companies (i.e., companies that sell supplies like freeze dried food, generators, water purifiers, etc. for disaster preparedness) are selling out of products. The public has finally witnessed enough natural disasters – from hurricanes to wildfires to high speed winds – to learn the lesson that preparedness is important. Finally! It’s a shame it takes back to back to back hurricanes for people to stop checking their Facebook accounts and look up form their phones long enough to realize they need to do something.
We whole heartedly support personal preparedness like that discussed in the NY Times article. Whether or not you go out and buy a generator and a week’s worth of non perishable food stuffs or not, we hope you do something proactive to prepare your home and your family for a natural disaster.
But we don’t want you to forget about your business. Of course preparedness is a different beast when you’re talking about your business rather than your home and family. You may not need to buy pocketknives, MREs, or emergency ponchos for your business. But there are things you need to do:
- Check your insurance policies – particularly if you own the space(s) where your business is located
- Check your vehicle insurance policies (if your business owns vehicles)
- Make sure you have a business continuity plan so that your business can keep operating even if the physical building is damaged
- Train your people on what to do if a disaster happens while they are at work
- Digitally back up your data, your work, your papers in case your building and its contents are damaged
- Consider auditing your physical assets in case you need to file an insurance claim after a disaster
No one wants to think about a natural disaster. We highly recommend having a professional create a business continuity plan for your business so that you have a preparedness and recovery plan in place in case a disaster does strike your area.